PNC Retirement Solutions®

Products and Services

 

Call us at 1-855-303-0890, or set up an appointment that's convenient for you.

Already a plan sponsor or participant?

Solutions for Financial Professionals and Consultants

 

With the growing complexity in the retirement industry, continued success may mean finding a provider who has the skill, resources and technology to not only keep up, but also to innovate. At PNC, we understand your commitment to delivering the highest level of service to your clients.

Types of organizations we serve and products we offer:

Organizations

  • Companies
  • Unions
  • Not-for-profit organizations
  • Governments

Products & Services

  • Vested Interest® for defined contribution plans
  • Investments (Defined Contribution Investment Only)
  • Employee education consulting services

 

Learn More:
Keep Your Retirement Practice Thriving


Vested Interest®

Our defined contribution program, provides a range of tools designed to assist you in the successful administration of your employee retirement plan.

Offering a range of products including 401(k), 403(b), profit sharing and more
We recognize that plan participants have different levels of knowledge, goals and objectives. Plan sponsors can feel comfortable that their employees have access to a wide selection of investment options without feeling overwhelmed by too many choices.

Fulfilling fiduciary responsibilities
We provide clients with a high level of service from experienced ERISA professionals who can assist plan sponsors in fulfilling their fiduciary responsibilities.


Learn More:
PNC Retirement Solutions Overview
A Full Service Approach to Putting Retirement First


Plan Sponsor Resources

As service provider for your company's retirement plan, PNC Bank recognizes the heavy burden of accountability that you have. That's why PNC Bank has tools and resources that help plan sponsors face this responsibility, with confidence.

  • Broad range of investment funds, regularly monitored
  • Fiduciary assistance
  • Experienced conversion teams
  • Customized communication strategies
  • Participant record-keeping services


Learn More:
Vested Interest Fiduciary Guide
Our Approach to Relationship Management


Investment Selection and Monitoring

Our Fiduciary Investment Services can help you fulfill your fiduciary responsibilities with respect to the selection and monitoring of your retirement plan’s lineup:

  • If you want to maintain discretion over your plan’s investment lineup, but you are seeking support with investment selection and monitoring decisions, then consider our non-discretionary 3(21) Investment Advisory Service.
  • If you are seeking to transfer discretion over your plan’s investment lineup, then consider our discretionary 3(38) Investment Management Service. With this service, PNC Bank will select and monitor the investment options for your plan.

Both services offer comprehensive screening and rigorous monitoring of the available investment fund options to help maintain your investment lineup’s focus, quality and performance.

Learn More:
Overview of Fiduciary Investment Services
Frequently Asked Questions

Note for Financial Professionals
Fiduciary Investment Services are intended for use with plans that do not receive investment selection and monitoring services from an independent financial advisor. At PNC Retirement Solutions, we also engage with financial advisors to help serve their retirement plan clients.


Client Service

From planning the conversion to daily plan servicing, a dedicated team will work directly with your organization to address your needs.

This experienced team is adept in helping retirement plan sponsors develop effective strategies for meeting their plans' investment goals, limiting risk and coordinating administrative needs.

Plan Conversion and Enrollment
A dedicated team guides plan sponsors through our streamlined, established procedure for client onboarding. The key steps are communicated and timelines are created so our clients thoroughly understand the conversion process.


Learn More:
Vested Interest Service Pyramid
Our Approach to Conversions and Enrollment


Participant Education

We will work closely with you to gain an understanding of the educational goals you have for your plan participants. We will collaborate with you to develop an education program that will help to promote continued retirement planning success for your employees.

Sample resources include:

  • Education Pathways
  • Videos and Webinars
  • Quarterly Newsletters
  • Customized communication strategies
  • Topical Bulletins


Learn More:
Retirement Directions Newsletter
The Importance of Education Strategy


Education Consulting

Beyond our bundled package Vested Interest®, we also offer employee education consulting services.

We place significant emphasis on educating plan participants, so they can be better equipped when making retirement and other financial wellness decisions.

Our time tested education program provides defined contribution plan sponsors, participants and financial intermediaries with customized employee education programs that help to facilitate positive retirement outcomes.

Learn More:
Employee Education Overview
Interview with Brad Bonno on Plansponsor.com


Important Legal Disclosures and Information

The PNC Financial Services Group, Inc. (“PNC”) uses the marketing names PNC Retirement Solutions® and Vested Interest® for defined contribution plan services and investment options provided through its subsidiary, PNC Bank, National Association (“PNC Bank”), which is a Member FDIC. PNC Bank also provides custody, escrow, and directed trustee services; FDIC-insured banking products and services; and lending of funds. Insurance products may be provided through PNC Insurance Services, LLC, a licensed insurance agency affiliate of PNC, or through licensed insurance agencies that are not affiliated with PNC; in either case a licensed insurance affiliate may receive compensation if you choose to purchase insurance through these programs. A decision to purchase insurance will not affect the cost or availability of other products or services from PNC or its affiliates. PNC does not provide legal, tax, or accounting advice unless, with respect to tax advice, PNC Bank has entered into a written tax services agreement. PNC does not provide services in any jurisdiction in which it is not authorized to conduct business.

“Vested Interest” and “PNC Retirement Solutions” are registered service marks of The PNC Financial Services Group, Inc.

Investments: Not FDIC Insured. No Bank Guarantee. May Lose Value.