For Performance Checking or Virtual Wallet^® with Performance Spend, no monthly service charge is applied if the total amount of all qualifying direct deposits credited to your account during the monthly statement period is at least $1,000. A qualifying direct deposit is defined as a recurring direct deposit of a paycheck, pension, Social Security or other regular monthly income electronically deposited by an employer or an outside agency into a Performance Checking account or the Spend account of Virtual Wallet with Performance Spend. Credit card cash advances transfers, transfers from one account to another, or deposits made at a branch or ATM do not qualify as direct deposits. There are other ways to avoid the monthly service charge. Please see the Consumer Schedule of Service Charges and Fees.

In order to qualify for a Relationship Rate, you must have a linked Virtual Wallet with Performance Spend or linked Performance Checking and meet one of the following requirements: 

• Make a combination of 5 or more PIN and/or signature point-of-sale transactions (excluding cash advances) posted during the previous calendar month to your account using your Visa® Debit Card or to your linked Visa Credit Card.
• Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Virtual Wallet with Performance Spend or Performance Checking during the previous calendar month. 

(A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Transfers made from one account to another or deposits made via a branch, ATM, online transfer, mobile device or the mail are not eligible to meet this requirement.)

Starting with the calendar month following when you open your Premiere Money Market account, and monthly thereafter, whether the account earns the variable Standard or Relationship Rate for the entire calendar month will be determined on the first of the month based upon the number of qualifying transactions or direct deposit requirement from the previous calendar month.

If there are changes to your linked checking account (it is closed, changed to a new account type or no longer linked to your Premiere Money Market account), you may no longer qualify for a Relationship Rate, or the rates may otherwise change to those in effect at the time of the change.

We will only link accounts at your direction. If you have not directed PNC to link another account to your Virtual Wallet, the accounts will not be linked and you will not receive a relationship rate, applicable waivers of monthly service charges,  or other relationship benefits on your unlinked PNC accounts. The requirement that you direct us to link accounts in order for you to receive benefits applie to all of your PNC accounts.

To receive the $100, the Military Banking customer must have an eligible Military Banking Performance Checking account, Performance Select Checking account, Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select at the time you submit an application for a new PNC Core, PNC points or Cash Rewards credit card, have your application approved, and make at least $1,000 in qualifying purchases within the first 90 days following credit card account opening.

The $100 will be in the form of a credit to the eligible checking account provided within 90 days following the qualifying purchase that enabled you to meet the $1,000 minimum requirement. The $100 credit may be subject to tax reporting. Limit one $100 credit per Military Banking checking account. If multiple credit cards are opened with the same primary borrower, only one credit card account will be eligible for the $100 offer.

As used in this offer, the term “qualifying purchases” has the same meaning as in the PNC points Program Terms and Conditions, and the same meaning as "net purchases" in the Cash Rewards Terms and Conditions, or qualifies as a "purchase" under the account terms for PNC Core. That means that, in general, as used in this offer, "qualifying purchases" does not mean all transactions you may make with your credit card account. Some limited transactions are excluded, such as the purchase of a gift card or other cash equivalent product, a purchase made using a convenience check, a cash advance or a balance transfer.

PNC Bank, National Association ("PNC Bank"), is the issuer of the credit cards referenced in this offer. Obtaining a PNC Bank credit card account is subject to credit approval. For details on reward programs, please refer to the applicable reward terms and conditions, which are available at pnc.com/creditcards. This offer may be modified or discontinued at any time and without notice. PNC Cash Rewards, PNC Core and PNC points are registered marks of The PNC Financial Services Group, Inc. Visa is a registered trademark of Visa International Service Association and used under license.

To qualify for the $300 mortgage account reward, at the time of mortgage application the PNC Military Banking customer must have an eligible Military Banking Performance Checking account, Performance Select Checking account, Virtual Wallet with Performance Spend or Virtual Wallet with Performance Select and must establish a qualifying, automatic mortgage payment that must occur within 180 days following the mortgage application.

A qualifying, automatic mortgage payment is defined as a recurring PNC Mortgage loan payment electronically deducted from an eligible PNC Military Banking account. This includes recurring payments set up via Online Bill Pay. Mortgage payments initiated from a PNC Checking account via online transfers do not qualify as automatic payments. The Military Banking checking account must remain open in order for you to receive the $300 reward, which will be credited to the eligible checking account within 90 days after conditions have been met and will be identified as “Credits Workplace MORTG” on your monthly checking account statement. $300 reward may be subject to tax reporting. Limit one mortgage premium per PNC Military Banking checking account.

If multiple mortgage accounts are opened with the same signer (or signers), only one account will be eligible for the cash offer. For this offer, signing authority will be defined by the customer name(s) and Social Security number(s) registered on the account.

Available for: Commercial Real Estate Purchase or Renovations; Leasehold Improvements; Business Expansion, Acquisition, Start-up, Partner-Buyout; Franchise Financing; Equipment or Inventory; Working Capital

To qualify for this offer, the business applicant must be at least 51% owned and controlled by an individual or individuals in one of the following groups: Veterans (other than dishonorably discharged); Service-Disabled Veterans; Active-duty military participating in the Transition Assistance Program (TAP); Reservists and National Guard members; Current spouse of any Veteran; Active Duty service member, or any Reservist or National Guard member; Widowed spouses of service members or veterans who died during service or as a result of service-related disabilities; all as evidenced by documentation acceptable to PNC Bank, National Association, in its discretion. Promo Code 117

A preferred interest rate that is 0.50% lower than our standard interest rates available on business term loans and lines of credit. Your actual rate will be based on a review of your credit application, the loan product you select and the loan amount, and will be set at time of approval. Other fees may apply. Offer not to be combined with other offers. Offer not available to tax free or tax reduced entities. Promo Code 117

Zelle should only be used to send to or receive money from people you trust. If you are unsure of a recipient’s email address or mobile phone number, before using Zelle to send money to that person, you should contact the recipient to confirm the information. Neither Zelle nor PNC offer a protection program for goods or services purchased or sold in which Zelle is used for payment. Transactions typically occur in minutes between enrolled users. If a recipient is not enrolled with Zelle, it could take 1 to 3 business days to receive the money once the enrollment is complete.