Students

PNC can help students at your college or university manage their money - confidently and conveniently.

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Student Banking with PNC

College means new experiences and new responsibilities. PNC can help students at any stage of life learn how to set up a budget, keep their identities safe, and eventually see their money grow. Our online tools make it easy to safely and securely manage money and pay bills anytime, anywhere with their PC or Smartphone. With our Mobile Deposit feature for iPhone™, students can even deposit their checks from their phones.[1]

Program Features

Our University Banking program also offers:

  • PNC ATMs and offices, located on campus and staffed with on-site representatives as needed.
  • A PNC Bank VISA® Debit Card which can be co-branded with your school's logo and image
  • ID card linking to PNC Bank accounts, which offers students the convenience and security of only having to carry one card around campus
  • One Courtesy Overdraft Refund[2] – No penalty on first overdraft or non-sufficient funds event within one year of opening the account
  • Language interpretation services in over 240 languages for students from abroad and their families
  • One free incoming domestic or international wire transfer per statement period

Virtual Wallet® Student

Virtual Wallet Student gives students a convenient, functional and educational platform to learn financial basics while managing their money. This is much more than just another checking account. Virtual Wallet allows students to track their money with the Spending Zone budget tracker, which categorizes purchases into groups like books, clothing, groceries and gas. Danger DaysSM alert you of a potential overdraft. Students even get access to the Money Bar®, which provides a clear picture of their money. It also allows them to move funds to and from the Reserve and Spend accounts with just a click of the mouse.

Explore Virtual Wallet Student »

Important Legal Disclosures and Information

  1. PNC does not charge a fee for Mobile Banking. However, third party message and data rates may apply. These include fees your wireless carrier may charge you for data usage and text messaging services. Check with your wireless carrier for details regarding your specific wireless plan and any data usage or text messaging charges that may apply. Also, a supported mobile device is needed to use the Mobile Banking App. Mobile Deposit is a feature of PNC Mobile Banking. Use of the Mobile Deposit feature requires a supported camera-equipped device and you must download a PNC mobile banking app. Eligible PNC Bank account and PNC Bank Online Banking required. Certain other restrictions apply. See the mobile banking terms and conditions in the PNC Online Banking Service Agreement.

  2. Although the fee may be refunded, the transaction will be considered an overdraft occurrence when determining any subsequent overdraft fee.

iPhone is a registered trademark of Apple, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC