Private Student Loan Center

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Learn the facts, get answers and find the right private student loan for you.


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Enter for a chance to win a $2,000 scholarship[1]

We launched the PNC Student Lending Scholarship Sweepstakes program in 2015 to further support students by giving them a chance to win $2,000 to spend on their education expenses. We award a total of $24,000 annually to eligible undergraduate students who have entered the sweepstakes through their Financial Literacy account.

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You could win $2,000 for college!1

Student Loan & Refinancing Options

We have loans and refinancing options for you whether you are seeking to bridge the financial aid gap while in school or simplify your college debt repayment by refinancing. [2]

Undergraduate Loans

For undergraduate students who are enrolled at least half time in a degree or certificate program.

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Graduate / Professional Loans

For graduate or professional students who are enrolled at least half time in a degree or certificate program.

Explore Graduate Loan Options


Education Refinancing 

Manage your student loan debt – combine your federal and/or private student loans into a single payment.

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Financial & Educational Insights


Tips for Finding an Internship During College

Landing the right internship starts with knowing where to look.

2 min read


How to Find Off-Campus Housing that Fits Your Budget

Off-campus student housing can be a cheaper option than living in a dorm. Here are some tips that can help you find the right place!

3 min read


How College Students Can Start a Money-Making Side Gig

2 min read

Explore Our Graduate & Professional Loans


For graduate or professional students needing to meet the financial demands of funding an advanced degree.

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Health & Medical Professions

For undergraduate and graduate students working toward a degree in a health-related field.

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Health Professions Residency

For MD, DDS, DO and DVM residents needing funds to cover interview and relocation.

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Bar Study

For law students needing funds to cover the costs of preparing for and taking the bar exam.

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Have Questions? We're Here to Help.


Important Legal Disclosures and Information

  1. Scholarship: No purchase necessary to win. Void where prohibited or restricted by law. A purchase or transaction does not increase your chances of winning. Entries will be accepted at, between December 1, 2019 and May 31, 2020, to be eligible for the June 1 drawing, and between June 1 and November 30, 2020, to be eligible for the December 1 drawing. Sweepstakes is open to legal residents of the United States who are 18 years of age or older by the end of the standard academic year, defined as running from June of the current year through May of the following year. Undergraduate students must also be enrolled in a PNC Solution Loan®-eligible college or university located in AL, DC, DE, FL, GA, IL, IN, KY, MA, MD, MI, MO, NC, NJ, NY, OH, PA, SC, TN, VA, WV, or WI. Employees of The PNC Financial Services Group, Inc., its affiliates, subsidiaries, advertising and promotion agencies, as well as such employee's immediate family members (or persons living in the same household), are not eligible. The sweepstakes is subject to all applicable federal, state and local laws and regulations. Six (6) $2,000 college scholarships will be awarded twice in 2020. Odds of winning will depend on the number of eligible entries received. On or about June 1, 2020, and December 1, 2020, winners will be drawn at random from all entries submitted. Winners will be contacted by email and/or telephone. Taxes are responsibility of winner. Prizes are not transferable. No substitution of prizes permitted. Potential scholarship winners may be required to execute, have notarized and return an Affidavit of Eligibility and Release of Liability. See official sweepstakes rules at Sponsored by PNC Bank, National Association.

  2. Application Process: When you are applying for a PNC Solution Loan, you will be transferred to the website of one of our service providers. A list of information required to successfully complete your application will be provided during the application process. Borrowers and co-signers will need to provide personal information including a driver’s license or state ID, employment and income information. PNC Solution Loan borrowers will need their financial aid award letter.

You are encouraged to explore all scholarship, grant and federal borrowing options before applying for a private loan.

Credit is subject to approval. Certain restrictions and conditions apply.

PNC does not provide accounting, tax or legal advice.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.