Retirement Planning

Getting Started

For those who haven’t yet begun investing for retirement, or who have started investing for retirement within the last five years.

Call Now

Mon - Fri: 8am - 6pm ET
Sat: 9am - 2pm ET


Let's Talk

Fill out this simple form and a PNC Investments professional will get in touch with you.


At this stage, you may be...
Raising a family or taking care of parents or others
 
In the early stages of your career, and likely to change jobs a few times
 
Closer to retirement age but looking to start planning
 

To support your goals...

401(k) + IRA

"Many people start investing for retirement by participating in a 401(k) plan. But this is just a starting point."

– Rich Ramassini, CFP, Senior Vice President, PNC Investments

There’s a common misconception that contributing to a 401(k) plan eliminates the need for an IRA and vice versa. But using both may help you increase the maximum amount you can set aside for retirement each year.

Insights & Guidance

Options When Leaving an Employer
Do you have retirement assets held in a former employer's 401(k) plan? You may have several options for that money – each with different costs and considerations.
Read Article | Watch Now: What to Do With Your Old 401(k) Plan

Tax-Favored College Education Plans
Learn how you can save for college by utilizing tax-advantaged options.
Read Article | Watch Now: About the 529

How Much Life Insurance Do You Need?
Tips to cut through the confusion.
Read Article »

Tools & Resources

IRA Selection Tool
Learn about IRA options and discover which type may be appropriate for you.
Compare Now »

Putting Time on Your Side
Setting aside even a small amount of money each month can have an impact on your retirement assets over time. Starting early could help you take advantage of the potential of compounding.
Watch Now

Products to Help You Get Started[1]

Brokerage Accounts

Whether you want to trade online (self-directed) or work with a PNC Investments professional (guided), we offer brokerage account options to match your personal investing style and service preferences.

Learn More »

Individual Retirement Accounts (IRAs)

Using both an IRA and an employer-sponsored plan, such as a 401(k), provides the opportunity to invest more for your retirement.

Learn More »

Stocks, Bonds, Funds & Annuities

PNC Investments offers a wide range of investment products to help you construct a diversified portfolio.

Learn More »

Important Legal Disclosures and Information

  1. This information may be provided by PNC Investments affiliates, including PNC Bank, PNC Wealth Management® or PNC Institutional Asset ManagementSM

This material is meant to educate and not to provide legal, tax, accounting or investment advice. PNC Investments and its affiliates and vendors do not provide legal, tax or accounting advice.

Important Investor Information: Brokerage and insurance products are:

Not FDIC Insured • Not Bank Guaranteed • Not A Deposit
Not Insured By Any Federal Government Agency • May Lose Value

Securities products, brokerage services and managed account advisory services are offered by PNC Investments LLC, a registered broker-dealer and a registered investment adviser and member FINRA, and SIPC. Annuities and other insurance products are offered through PNC Insurance Services, LLC, a licensed insurance agency.

View the PNC Investments Business Resiliency Planning Customer Disclosure.

This document provides information on additional compensation that PNC Investments receives from certain mutual fund companies, 529 plan program managers and insurance companies.

This material does not constitute an offer or solicitation in any jurisdiction where or to any person to whom it would be unauthorized or unlawful to do so.

PNC Investments does not guarantee the performance of any investment. Investing results may vary. Investments may lose money. Diversification and asset allocation may not prevent a loss of investment.

PNC Investments LLC, PNC Insurance Services, LLC and PNC Bank, National Association are each affiliated with The PNC Financial Services Group, Inc.

Bank deposit products and services provided by PNC Bank, National Association. Member FDIC.