PNC Wealth Insight^®

With the Net Worth tab, you can see a comprehensive picture of your net worth^[2] — not a fragmented view. This personal balance sheet allows a holistic snapshot of your assets and liabilities. Not only does Net Worth provide a view of your PNC accounts^[1], but it can also include your homes, cars, investment accounts with other institutions, and even that old stamp collection you have in the attic. Organize and name items any way you choose.

What does it allow you to do?

• Name and group items to reflect how you think about them.
• See the total value of all your assets, if you choose to add them, including all PNC accounts, external accounts, and other assets you want to include.
• Evaluate your net worth by including or excluding items to segregate categories like college savings or charitable interests.

The Research tab delivers breaking financial news and information to help you stay on top of the market. Find charts, graphs, videos, downloadable proprietary reports, and commentary from PNC professionals. Proprietary research, perspective and data from PNC Investment Corner, plus tools and content from leading providers to help you make more informed decisions.

Online Trading brings the convenience of your PNC Investments Brokerage Plus account at your fingertips within PNC Wealth Insight. In addition to making more-informed decisions through your PNC advisor, you now have the ability to carry out independent transactions with a qualifying Brokerage Plus account. Accomplishing your investment goals has never been easier.

What does it allow you to do?

• Link your Wealth Insight account to a Brokerage Plus account.
• Place trades for equities and Exchange Traded Funds (ETFs) at a competitive price of $9.99 per transaction.
• Trade a broad array of mutual funds available through PNC Investments.

With Allocation, you’ll be able to determine if your portfolio is in balance as market conditions change. You can quickly compare your current asset mix against your target, and even see the subclasses within your asset allocation. One click allows you to view your holdings by sector or get relevant details on a specific holding. This view represents your aggregate allocation across your accounts included in My PNC folio^[1].

What does it allow you to do?

• Explore your holdings in major asset classes across all accounts.
• Reveals a deeper view of your diversification by showing your holdings in minor asset classes.
• Determine if your current investment mix aligns with your goals, and if you need to discuss further with your PNC advisors.

Account performance is a key factor in determining if your investments are (or aren’t) reaching their full potential, and if any future adjustments need to be made. Need projections over a certain time frame? With Performance you now have the ability to see how your accounts have performed over a selected period of time—both in terms of account balance (in dollars) and rate of return (in percentile). This allows you to understand the factors that influence changes to account values and how accounts performed relative to any number of popular industry benchmarks¹.

What does it allow you to do?

• See progress over time with the use of different time frames, which can help distinguish between short-term swings and long-term trends.
• Track performance against various market indices to compare against common market benchmarks.
• Track your absolute value and develop a stronger understanding of what’s influencing your balances.

Stay informed about every investment move on your accounts. Transactions allows you to see all of the detailed activity on your accounts highlighted with My PNC folio. This tab also gives you quick access to detailed information for past and pending activity in your Wealth Management accounts. Powerful filtering and search tools help you locate the information you need quickly.

What does it allow you to do?

• Access detailed information to reconcile your strategy or perform your own financial analysis.
• See activity on a transaction-by-transaction basis.
• Download and export your transaction data in common formats to conduct your own detailed, customized analysis.

We understand the need to view a simple, yet visual representation of your realized investment income so that you can continue to achieve more. Need projections over a certain time frame? With this feature, you can view your income over the course of a calendar year, or on a month-to-month basis. Additionally, Income allows you to see how your investment income compares to any net contributions (monies added) or withdrawals (monies transferred out of the account) during the current calendar year^[1].

What does it allow you to do?

• See the income your holdings are generating and track it against your year-to-date withdrawals.
• Project if your current allocation is likely to provide you with the income you’ll need for the rest of the year.
• See past and projected earnings.

As a PNC Wealth Management customer, you also gain an extra level of account transparency. The Interested Party capability allows you to securely grant online access to your account information, investment advisory and trust statements using PNC Online Banking. While being a great tool for allowing account delegation from those you trust, it also provides yet another way to work together with your PNC Wealth Management team.

This feature enables you see other PNC accounts to which an account owner has given you Interested Party access that you can't see through your User ID and Password (e.g., your spouse's accounts or accounts set up through another tax ID). Consolidate qualifying accounts, while integrating all login credentials into one, convenient sign-on.