PNC Cash Rewards® Visa Signature® Business

Credit Card

Boost your bottom line with the PNC Cash Rewards business credit card. This card makes it easy to earn unlimited cash back … just for doing business as usual.

 

Fast, Easy, Secure

Apply online and get a response in minutes.


Earn a $100 bonus
when you open and use a new PNC Cash Rewards® Visa Signature® Business credit card.[1]

To qualify for this offer: Make at least $3,000 in qualifying net purchases[2], using your new PNC Cash Rewards® Visa Signature® Business credit card account, during the first three billing cycles following account opening.

Introductory 0% APR for the first 9 billing cycles following account opening on purchases. Then a variable APR, currently 11.49% to 20.49%, based on creditworthiness, will apply. This APR will vary with the market based on the prime rate.*

Apply Now »

Earn $100
Key Features
Earn 1.50% Cash Back on Net Purchases[2]

No limits on the amount you can earn.

Online Account Management

Choose from a variety of online tools to manage your business credit card activity.

Visa Signature® Benefits

Provides travel benefits and protection for purchases.


Features and Benefits

Earn 1.5% Cash Back on net Purchases[2]

  • Enjoy no limits on the amount of cash back you earn
  • Redeem cash back anytime as a statement credit, or deposit cash back into an eligible PNC Business checking or savings account.
  • No Annual Fee

Use Account View to Manage Employee Purchases and to Monitor Cash Flow

  • Check your current balance & view pending transactions online
  • Set individual spending limits for employee cards
  • Add, activate, or close cards
  • Make payments electronically or schedule recurring payments
  • Access up to 13 months of transaction detail
  • Download transactions into Excel®, Quicken®, or QuickBooks® or use .csv files

View your PNC Business Credit Card Spending by Business Category

When you enroll in Cash Flow Insight℠ our Spend Analysis tool will automatically assign business categories to your posted PNC business credit card transactions.  This will help you:

  • Monitor where you and your employees are spending
  • Plan and budget for future business needs
  • Keep track of tax deductible transactions

Manage Business Risk

  • Set up your PNC business credit card as overdraft protection for your PNC business checking account to help ensure that you have funding when needed*
  • Gain the benefits of added convenience and peace of mind with Visa benefits***
    • If your Visa Business card is ever lost or stolen, your company is protected against fraudulent use of the card, including transactions made via telephone or on the Internet with the Visa Zero Liability Fraud Protection.[3]
    • Extended Protection can double the time period of the original manufacturer’s written U.S. warranty up to one (1) full year on warranties of three years or less.
    • Purchase Security will replace, repair, or reimburse you for eligible items of personal property in the event of theft or damage within the first 90 days of purchase.

**Rewards Program Terms and Conditions

***See your Visa Guide to Benefits for details

How to Apply

Ways to Apply

  • Online through the website
  • By phone: 1-800-762-5684 (Mon - Fri: 7am to 10pm ET; Sat - Sun: 8am - 5pm ET)
  • In person at a branch
  • Offline through a printable application to mail or fax

What You Need to Apply

It's easy, secure and takes less than 5 minutes to apply online. You will need the following to apply:

  • Company Tax ID
  • Company annual revenue
  • Your Social Security Number, monthly housing payment and gross annual income

We Also Recommend

Online Services for Business

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Account View

Account View is an online tool that provides transaction details for all business credit cardholders in a single view, along with the ability to control how cards are utilized, to optimize cash flow.

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Get $100 for Getting to Know Cash Flow Insight Tools

Try out PNC Cash Flow Insight® to help speed up receivables, stay on top of payables, store documents online, and sync with your accounting software, and we'll give you a cash bonus.

Learn More »

Important Legal Disclosures and Information

  1. The $100 statement credit will be awarded after the company has made $3,000 in net purchases during the first 3 billing cycles following account opening. The $100 statement credit will be awarded within 90 days following the net purchase that enabled you to meet the $3,000 minimum requirement.

  2. The term “net purchases” does not mean all transactions you may make using your credit card. Some limited transactions are excluded. For details about excluded transactions, please see the complete reward program terms and conditions.

  3. The Visa Zero Liability policy does not apply to ATM transactions, PIN transactions not processed by Visa, and certain commercial card transactions. Notify PNC Bank immediately of any fraudulent use. For specific restrictions, limitations and other details regarding unauthorized use of your credit card, see your credit card agreement.

  4. Certain terms, conditions and exclusions apply. In order for coverage to apply, you must use your covered Visa Signature card to secure transactions. The costs for goods or services purchased through Visa Concierge Services are the cardholder’s responsibility. Complete terms for these programs are provided with your new Visa Signature business card; please refer to your Visa Signature Guide to Benefits for details.

  5. To receive relationship benefits, the checking account must be set up as the billing account for the respective service. See your banker for details.

Excel is a registered mark of Microsoft Corporation.

QuickBooks and Quicken are registered marks of Intuit, Inc.

PNC points and PNC Cash Rewards are registered marks of The PNC Financial Services Group, Inc.

BusinessOptions is a service mark of The PNC Financial Services Group, Inc.

Visa is a registered trademark of Visa International Service Association and used under license.

PNC Bank, National Association is the creditor and issuer of the PNC Bank Credit Cards.

Cash Flow Insight is a service mark of The PNC Financial Services Group, Inc.

Equal Opportunity Lender