Who We Are

PNC Merchant Services® is a leader in the payment processing industry.


We provide businesses with innovative point-of-sale (POS) payment acceptance capabilities and back them up with service, financial strength and stability to help keep your receivables flowing.

Supporting merchants throughout the United States, ranging in size from single-outlet merchants to super-regional enterprises with thousands of locations, you can count on PNC Merchant Services.

We have the industry experience, personal attention and customer service you need to keep your payment processing systems secure and operating smoothly.

Here's how we will help:

Improve Cash Flow

Whether it is credit cards, debit cards, gift cards or other methods of payment, our solutions enable you to accept all types of payment transactions to help you accelerate receivables by putting incoming cash to work faster.

Leverage Technology

We continuously review the latest technology in the industry and deploy payment processing solutions that help enhance cash flow for our merchants. Whether it is point-of-sale terminals, on-the-go payment acceptance solutions, or flexible tools for eCommerce merchants - we can help.

Focus on Security

We provide access to tools and information to help you protect your business from outside security threats. We will keep you aware of pertinent changes in industry compliance requirements and help you protect your customers' sensitive personal information throughout the life of the transaction.

Dedicated Merchant Services Team

You have PNC Merchant Services sales experts in your market who work closely with PNC Bankers. Together, they will identify comprehensive solutions for your business with one goal in mind - enhancing your cash flow.

Around-the-Clock Customer Service

Our Customer Service Center and POS Help Desk are staffed 24/7/365 by highly-trained, experienced professionals dedicated to resolving your issues on the first call.

An Alliance of Strengths

PNC Merchant Services is an alliance between PNC Bank, N.A., one of the nation's foremost financial services companies, and First DataTM, a global leader in payment processing solutions. With PNC's renowned customer service and First Data's unparalleled scale and payment expertise, these best-in-class providers deliver payment solutions for maximum performance.

PNC Bank understands that cash flow is the lifeblood of your business, and you need to make the most of it every day. CFO: Cash Flow OptimizedSM from PNC can help you control cash, manage the daily ups and downs, and keep your business moving forward. We start with a one-on-one conversation to identify your key business goals before we talk specific solutions – we call it the Cash Flow Conversation, and it can help you and your business achieve more.

First Data is a global technology and payments processing leader, serving more than 6 million merchant locations, thousands of card issuers and millions of consumers worldwide. Whether the choice of payment is a gift card, a credit or debit card or a check, First Data securely processes the transaction and harnesses the power of the data to deliver intelligence and insight for its customers. First Data's strategic focus is on delivering innovations in prepaid, eCommerce and mobile payments solutions. First Data also provides payment processing solutions such as fraud protection and authentication solutions, check guarantee and verification services and point-of-sale (POS) devices and service.

Get Started with PNC Merchant Services

PNC Merchant Services offers two ways to get your business started with processing card payments. Choose either way – no matter whether this is your first time accepting cards or if you are already accepting cards through another service.

Apply Online:

Businesses with basic card processing needs can use our online application to set up your account and choose equipment. Learn more about available options and apply online. » 

Customized Payment Processing:

For more complex or specialized business needs, we also offer custom payment processing services built around your specific requirements. A PNC Merchant Services representative will work with you to understand how your business receives and directs incoming customer payments. Get started »