Fraud Mitigation Solutions

For Small Business

To learn more about how these business solutions can help you mitigate fraudulent activities, contact a PNC Treasury Management Direct representative.

Talk to Us About Your Payment Security Options

Stop fraud in its tracks.

It’s no secret: The number and complexity of fraud schemes perpetrated against business checking accounts is continuing to grow. Sixty-two percent of finance professionals report that their organizations were targets of payments fraud, a slight increase compared with the two previous years. Seventy-seven percent of organizations subject to payments fraud were victims of check fraud.[1]

Do you have measures in place to help combat this type of attack?

Powerful fraud mitigation tools

This comprehensive fraud mitigation approach combines four advanced technologies and security tools designed to help you identify and thwart attempts to compromise your financial accounts. By providing enhanced insight into the transactional details of your financial accounts, fraudulent checks and electronic transactions become easier for you to identify if presented for payment.

Here’s how the tools work together:

These four tools, working together, help you protect your account from unauthorized activity, whether initiated electronically via ACH, or manually via paper check.

  • PINACLE® Express — Provides you with access to treasury management solutions that enable you to monitor and manage your banking activity from anywhere you have Internet access
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  • Positive Pay Solutions — Display your check presentment information online to help identify and respond to suspicious activity
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  • ACH Debit Authorization Solutions — Stop all ACH debits from posting to your account or establish “rules” for filtering and decisioning which ACH items post, or are returned to the originator as unauthorized
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  • Universal Payment Identification Code (UPIC) — Masks your checking account number so you can accept ACH credits without having to provide your PNC account number to the payment sender
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Fraud mitigation solutions from PNC

Associated Products & Services

PNC Merchant Services

We help you streamline incoming payments by providing solutions for authorizing, clearing and settling credit and debit card transactions.

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Remote Check Deposit Solutions

Enhance your PNC experience! With DepositNow you can process receivables faster and deposit checks into your PNC business checking account, any time of the day or night. It’s easy – simply scan, transmit and deposit.

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Smart, Fast, Affordable Employee Payroll Processing

PNC has payroll tools - from do-it-yourself online processing to fully managed processing by third party providers - priced right for your business and designed to eliminate the hassles of payroll processing.

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Important Legal Disclosures and Information

  1. Association for Financial Professionals: 2015 AFP Payments Fraud and Control Survey, pp. 3 & 4