Optimize Cash Flow

Take control over what’s in, what’s out and what’s possible for your business.


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Speak to a PNC Business Banker today

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Fill out our contact form to request a cash flow conversation about your business

Cash flow is the lifeblood of your business. Make the most of it.

This is a different kind of banking experience tailored by you. It starts with a one-on-one Cash Flow Conversation to learn about you and your business in order to create a comprehensive banking relationship that can help you achieve your business and personal goals — by giving you the ability to effectively and continuously make the best use of your cash flow.

Accelerate Receivables: Make it easy — for your customers and yourself

Accelerate Receivables

Giving your customers more ways to pay is good for business, and so is getting cash into your business faster. Consider all the opportunities to Accelerate Receivables by optimizing how you receive and direct incoming cash.

Featured Solutions

Cash Flow Insight℠
Track money coming in and money you expect to receive. Automate invoicing, view payment activity and schedule reminders.
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PNC Merchant Services®
Get next-day funding[1] on payment transactions while giving your customers more ways to pay with credit cards, debit cards and attractive gift card programs.
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Deposits Made Easy
Save yourself a trip to the bank with Remote Deposit. Simplify your deposit process with DepositEasy℠ ATMs, mobile deposit and PNC Bank business deposit cards.
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Cash Management Solutions[2]
Gain better control over incoming cash, help mitigate risks associated with managing customer payments, and add online efficiency by transitioning from paper to electronic.
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Next: Improve Payment Practices

We're Here For Your Business

Our wide array of products, services and solutions can help your small business to achieve more.


Checking Solutions

Features and services tailored to your everyday transaction needs to provide the right foundation to take your business to the next level.

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Cash Flow Insight℠

An innovative suite of online tools for seeing your business’s cash flow like never before.

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Solutions by Industry

Specialized cash flow solutions to meet your business's specific needs.

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Cash Flow Challenges

Insights on the top cash flow challenges business owners are facing today.

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Start Your Cash Flow Conversation Today.

Whether you're a current customer and have a question, or you're a new one and want to learn more, we're available to help.

Please share a few details with us and a PNC Business Banker will contact you.

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PNC is Always Open for Your Business

PNC is making it easy for you to bank how and when you want to, providing solutions that enable you and your business to bank on your terms.

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PNC Merchant Services

We help you streamline incoming payments by providing solutions for authorizing, clearing and settling credit and debit card transactions.

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Important Legal Disclosures and Information

  1. Next-day funding on card transactions processed by PNC Merchant Services when deposited into a select PNC Bank business checking account. Certain restrictions may apply. 

  2. Cash Management Services are provided by PNC Bank, National Association, a wholly-owned subsidiary of PNC and Member FDIC. ACH services require credit approval.

  3. PINACLE® is a registered trademark of The PNC Financial Services Group, Inc. Transaction fees may apply. ACH services require credit approval.

  4. Federal regulations prohibit you from making more than a total of six transfers each month to other accounts from a savings or money market account (including transfers to another account for overdraft protection) or to third parties each month by check, through point-of-sales purchase transactions with a banking card, by preauthorized or automatic agreements, by telephone or online. See your account agreement for more information. Other limits may apply to your account. Excessive transactions may result in changing your Business Money Market account to a Business Checking account and will be subject to the features and fees as described in the Business Checking Accounts and Related Charges in effect at that time.

Banking and lending products and services and bank deposit products are provided by PNC Bank, National Association (N.A.), a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

Cash Flow Insight is a service mark of The PNC Financial Services Group, Inc.

Merchant Services are provided by PNC Merchant Services Company and are subject to credit approval. PNC Merchant Services is a registered trademark of The PNC Financial Services Group, Inc.

PNC and PINACLE® are a registered mark of The PNC Financial Services Group.