Private Student Loan Center

We are dedicated to helping you advance your education.
Learn the facts, get answers and find the right private student loan for you.


Speak to a sales representative about our products and services.

Visit Customer Service »

Find answers to FAQs and view additional phone numbers so we can further assist you.


Enter for a chance to win a $2,000 scholarship[1]

We launched the PNC Student Lending Scholarship Sweepstakes program in 2015 to further support students by giving them a chance to win $2,000 to spend on their education expenses. We award a total of $24,000 annually to eligible undergraduate students who have entered the sweepstakes through their Financial Literacy account.

Enter Now »

You could win $2,000 for undergraduate college!1

Student Loan & Refinancing Options

We have loans and refinancing options for you whether you are seeking to bridge the financial aid gap while in school or simplify your college debt repayment by refinancing. [2]

Undergraduate Loans

For undergraduate students who are enrolled at least half time in a degree or certificate program.

Apply Now

  Learn More »

Graduate / Professional Loans

For graduate or professional students who are enrolled at least half time in a degree or certificate program.

Explore Graduate Loan Options


Education Refinancing 

Manage your student loan debt – combine your federal and/or private student loans into a single payment.

Apply Now

  Learn More »

Financial & Educational Insights


Financial Aid for College: Know Your Options

Whether you’re a student or the parent of a student, your college planning should include an understanding of the various types of financial aid that may be available to help you manage college costs. This article provides insights into the basic types of financial aid.

4 min read


How to Set & Achieve Your Financial Goals

The first step toward achieving your financial goals is having a clear idea of what you want. Then put a plan into place and stick to it.

3 min read


The College Student's Guide to Budgeting

Learning how to budget and save while in college can help students build good financial habits for life. PNC shares proven budgeting and saving tips.

3 min read

Explore Our Graduate & Professional Loans


For graduate or professional students needing to meet the financial demands of funding an advanced degree.

Apply Now

Learn More »


Health & Medical Professions

For undergraduate and graduate students working toward a degree in a health-related field.

Apply Now

  Learn More »


Health Professions Residency

For MD, DDS, DO and DVM residents needing funds to cover interview and relocation.

Apply Now

  Learn More »


Bar Study

For law students needing funds to cover the costs of preparing for and taking the bar exam.

Apply Now

  Learn More »


Take control and track your expenses using our new
Student Budgeting Calculator!

Knowing where your money stands can empower you to manage your money more wisely and feel confident about your financial well-being.

Have Questions? We're Here to Help.


Important Legal Disclosures and Information

  1. Scholarship: No purchase necessary to win. Void where prohibited or restricted by law. A purchase or transaction does not increase your chances of winning. Entries will be accepted at  Scholarship Sweepstakes is open to Undergraduate students enrolled at least half-time in a PNC Solution Loan®-eligible college or university who are 18 years of age or older at time of entry. To enter, you must create a PNC Financial Literacy account, meet the eligibility requirements, and opt-in to the drawing and agree to the Official Rules. Once you have created the account and have opted into the Scholarship Sweepstakes, you will be eligible for the subsequent two drawings that take place within 12 months of registration. Employees of Decision Partners LLC and The PNC Financial Services Group, Inc., their affiliates, subsidiaries, advertising and promotion agencies, as well as such employees' immediate family members (or persons living in the same household), are not eligible. The Sweepstakes is governed by the law of the Commonwealth of Pennsylvania. Six (6) $2,000 college scholarships will be awarded twice in 2021. Odds of winning will depend on the number of eligible entries received. On or about June 1, 2021, and December 1, 2021, winners will be drawn at random from all entries submitted. Winners will be contacted by email and/or telephone. Taxes are responsibility of winner. Prizes are not transferable. No substitution of prizes permitted. Scholarship winners will be required to execute and return a Verification of Eligibility and Release of Liability. See official sweepstakes rules at Sponsored by PNC Bank, National Association.

  2. Application Process: When you are applying for a PNC Solution Loan, you will be transferred to the website of one of our service providers. A list of information required to successfully complete your application will be provided during the application process. Borrowers and co-signers will need to provide personal information including a driver’s license or state ID, employment and income information. PNC Solution Loan borrowers will need their financial aid award letter.

You are encouraged to explore all scholarship, grant and federal borrowing options before applying for a private loan.

Credit is subject to approval. Certain restrictions and conditions apply.

PNC does not provide accounting, tax or legal advice.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.